Shop our unbeatable deals & take it home today* with a Furnish 123 Credit Card. Now you can apply today.

*Subject to credit approval. Minimum monthly payments required. See store for details. We reserve the right to discontinue or alter the terms of this offer at any time. Credit is extended by Synchrony Bank.  

Click on the button below to apply:


GREAT BENEFITS   • A detailed credit line to use again and again Furnish 123 • Convenient monthly payments • Payment options - online or by mail. 

ACCESS 24/7   • Make payments • View your balance • Update account info • Schedule up to your next 12 payments and more! 

EASY USE   • Use your card for future purchases of products we offer • No expiration date • Cardholder-only special offers. 


What is the Furnish 123 Retailer Credit Card? Furnish 123 offers customers a credit card through Synchrony Bank with a revolving credit line to use again and again.

How do I get a Furniture 123 Retailer Credit Card? You can apply for a credit card in our store.

Where do I check the status of my account? To check the status of your Furnish 123 credit card, click Manage My Account to go to Synchrony Financial's website. After logging into your account, you will be able to: Make a payment, View your balance, Update your account information, Schedule up to your next 12 payments.

How can I make a payment on my Furnish 123 Credit Card? We offer three convenient ways to pay your bill. 1) Pay Online: Click Here to manage your account and make payments online. 2) Pay by phone: contact Synchony Bank Customer Service at 1-866-396-8254 during the hours listed below to make a payment by phone. M-F 7:30am to 12 midnight EST, Sat 10am to 12 midnight EST, Sat 10am to 7pm EST, Sunday closed. 3) Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date. Synchrony Bank, PO Box 960061, Orlando, FL 32896-0061.